:root{--ink:#14253b;--ink-soft:#2b3a4f;--muted:#5c6b7a;--bg:#ffffff;--bg-alt:#f5f7f9;--line:#e3e8ee;--accent:#1f6f5c;--accent-ink:#15503f;--danger:#b42318;--max:1080px;--radius:10px}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}a{color:var(--accent-ink);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3{color:var(--ink);line-height:1.2;letter-spacing:-.01em}h1{font-size:clamp(1.9rem,4vw,2.8rem);margin:0 0 .5rem}h2{font-size:clamp(1.35rem,2.6vw,1.9rem);margin:0 0 .75rem}h3{font-size:1.15rem;margin:0 0 .4rem}p{margin:0 0 1rem;color:var(--ink-soft)}.muted{color:var(--muted)}.container{max-width:var(--max);margin:0 auto;padding:0 1.25rem}.site-header{border-bottom:1px solid var(--line);position:-webkit-sticky;position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}.site-header .bar{display:flex;align-items:center;gap:1.25rem;flex-wrap:wrap;padding:.85rem 1.25rem;max-width:var(--max);margin:0 auto}.brand{font-weight:800;letter-spacing:.14em;color:var(--ink);font-size:1.05rem}.brand small{display:block;font-weight:500;letter-spacing:.02em;font-size:.68rem;color:var(--muted)}.nav{display:flex;gap:1.1rem;flex-wrap:wrap;margin-left:auto;align-items:center}.nav a{color:var(--ink-soft);font-size:.95rem}.nav a:hover{color:var(--accent-ink)}.btn{display:inline-block;border-radius:var(--radius);padding:.7rem 1.15rem;font-weight:600;font-size:.98rem;cursor:pointer;border:1px solid transparent;transition:background .15s,border-color .15s}.btn-primary{background:var(--ink);color:#fff}.btn-primary:hover{background:#0e1b2c;text-decoration:none}.btn-primary:disabled{opacity:.6;cursor:progress}.btn-outline{background:transparent;color:var(--ink);border-color:var(--line)}.btn-outline:hover{border-color:var(--ink);text-decoration:none}.section{padding:3.25rem 0}.section+.section{border-top:1px solid var(--line)}.section--alt{background:var(--bg-alt)}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--accent-ink);margin:0 0 .6rem}.lead{font-size:1.15rem;color:var(--ink-soft);max-width:44rem}.hero{padding:4rem 0 3rem}.cta-row{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.4rem}.grid{display:grid;grid-gap:1rem;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:1.5rem}.card{border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem;background:#fff}.card h3{margin-top:0}.card p:last-child{margin-bottom:0}.steps{display:grid;grid-gap:1.1rem;gap:1.1rem;margin-top:1.5rem}.step{display:flex;gap:1rem;align-items:flex-start}.step .num{flex:0 0 auto;width:2rem;height:2rem;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:700;font-size:.95rem}.step h3{margin:.1rem 0 .3rem}.step p{margin:0}.note{border:1px solid var(--line);border-left:3px solid var(--accent);background:var(--bg-alt);border-radius:var(--radius);padding:1rem 1.1rem;margin:1.25rem 0}.note p{margin:0;color:var(--ink-soft)}.note strong{color:var(--ink)}.list-check{list-style:none;padding:0;margin:1rem 0}.list-check li{padding-left:1.5rem;position:relative;margin-bottom:.5rem;color:var(--ink-soft)}.list-check li:before{content:"—";position:absolute;left:0;color:var(--accent);font-weight:700}.form{max-width:640px;margin-top:1.5rem}.field{margin-bottom:1rem}.field>label{display:block;font-weight:600;font-size:.92rem;margin-bottom:.3rem;color:var(--ink)}.field input,.field textarea{width:100%;padding:.65rem .75rem;border:1px solid var(--line);border-radius:8px;font:inherit;color:var(--ink);background:#fff}.field input:focus,.field textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}.field textarea{min-height:92px;resize:vertical}.field .err{color:var(--danger);font-size:.85rem;margin-top:.3rem}.consent{display:flex;gap:.6rem;align-items:flex-start}.consent input{width:auto;margin-top:.3rem}.consent label{font-weight:500;font-size:.95rem;color:var(--ink-soft)}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.banner{border-radius:8px;padding:.85rem 1rem;margin-bottom:1rem;font-size:.95rem}.banner-error{background:#fdecec;border:1px solid #f5c2c0;color:#8a1c16}.banner-success{background:#e9f6ef;border:1px solid #b7e0c8;color:#145c3a}.site-footer{border-top:1px solid var(--line);background:var(--bg-alt);padding:2.5rem 0;margin-top:1rem;font-size:.92rem}.site-footer .cols{display:flex;gap:2rem;flex-wrap:wrap;justify-content:space-between}.site-footer .nav-foot{display:flex;gap:1.1rem;flex-wrap:wrap;align-items:flex-start}.site-footer .disclaimer{color:var(--muted);font-size:.82rem;margin-top:1.5rem;max-width:62rem}